Architecture

Contracts govern premium collection, policy lifecycle state, claim checks, and payout execution under predefined conditions.

The whitepaper positions privacy as a core requirement: sensitive personal data should not be exposed publicly, while verification outcomes remain usable for contract decisions.

Oracles bridge real-world events (e.g., death, diagnosis, income disruption) into verifiable on-chain signals used in automated claim processing.

Governance participants vote on treasury allocation and product-level changes, replacing unilateral managerial control with transparent voting processes.